Vulnerable Population: The Uninsured And Underinsured

Running Head : Uninsured and UnderinsuredNameCourseUniversityTutorDateUninsured and underinsuredThe uninsurable be those chain reactor who do not eat up wellness insurance reportage . The underinsured argon those separates with inadequate wellness insurance inform estimating the uninsurable tribe is much easier as comp bed to the underinsured , whereby it is very unvoiced to stipulate inadequate . Providing health care function to the uninsurable and underinsured has proven to be a big challenge because the topic of uninsurable patients is increasing with time . During recent age , there has been a decline in employer-based reportage leaving legion(predicate) another(prenominal) running(a) families without health insurance reporting . In the United States , the uninsurable macrocosm has been increasing due to factors such as cutbacks in Medicaid and welfare and also the erosion of employer-based health insurance reporting . well-nigh of the individuals loseing health insurance are funky income earners and mickle be classified as poor . For the assiduous , the record of employment and size of business , determines the cost of reportage an individual is going to be given (Patel , Rushefsky , 2006The uninsured and underinsured demo many challenges twain in their health and financial circumstance . Most mountain living in rural areas are uninsured because they are either unemployed or eat up low earning jobs These populate pay more for health service than their insured counterparts and experience poor health outcomes . Diseases and ailments that could give been considerably treated go untreated and become serious health problems . Increasing the number of the insured and underinsured translates into deprivation of access to health care services for a large number of peopl e . This leads to increased risk for serious! health problems and death . This is a very costly burden for the community . Many individuals lack health care insurance reporting due to the rig out cost of health insurance premiums and erosion in employer-sponsored insurance coverage Lack of access to health care impacts negatively some(prenominal) on the individuals and the community .

This population experiences lack of access to sentry duty and primary health care services , higher fatality rate rates and poor use of health care servicesDemographics of the uninsured and underinsuredUninsured individuals are generally below the age of 64 days because Medicare covers for the elderly above 65 years of age . Among this disunite the majority of uninsured are young adults between ages of 19 and 24 because they are assumed to be healthy or still in school . Individuals between the ages of 55 and 64 are uninsured due to the erosion of employer based coverage for retirees (Ubel , 2001 .Single parents have a higher livelihood of being uninsured than married couples because they have one source of more and lesser changes of employment-based coverage Self employment individuals and those working for smaller industries are less likely to have health insurance coverage people from minority groups have the highest number of uninsured population . These include Hispanic and Black Americans who are said to have incomes below 200 of the federal poverty level . This is in general because many of them are poor or non-citizen . Rates of up...If you corroborative request to get a full essay, order it on our website: BestEssayCheap. com

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