Tuesday, August 25, 2020

Market Failure Failure in Competition

Market Failure in Competition Market disappointment emerges in a circumstance where the results that the market produces are not proficient in meeting the consumers’ needs. Then again, it can emerge when the market is unequipped for meeting the balance. Strikingly, the market execution relies upon the association among purchasers and produces, government cooperation, and other externalities.Advertising We will compose a custom article test on Market Failure: Failure in Competition explicitly for you for just $16.05 $11/page Learn More There are various types of market disappointments specifically, externalities, presence of open merchandise, disappointment of rivalry, data asymmetry, imbalances, and monetary downturn or swings (Market Failure, n.d.). In this perspective, a definite examination of disappointment in rivalry will be inspected. These viewpoints remember for profundity investigation and practicable cures in the genuine market. Disappointment in rivalry happens in a market when there is a sole o r a couple of makers or purchasers of a given product. This outcomes in amassing of unbalanced powers along these lines, upsetting the ordinary interest and gracefully of the given item or administration. In this circumstance, value instrument that includes collaboration of flexibly and request bends doesn't decide the costs (Forms of Market Failure, 2012). For example, a cartel in the oil business can choose to bundle the item at her/his ideal amounts for vital reasons. The cartel does this freely with no impact from the market powers. Another model can be a sole sugar provider who chooses to accumulate his/her items at that point, sells when there is no sugar in the market. Obviously, the provider will cite his/her own cost, as he/she isn't constrained by the market estimating components. Since there is no other option or substitute to the items, this circumstance will compel shoppers to buy the items a long ways past the normal market cost. From this perspective, imposing busines s model or nonattendance of rivalry in the market prompts clear market disappointment. As I would see it, disappointment in rivalry in a market will offer the providers and cartels the chance to direct their own costs, which are not in accordance with the current market patterns (Forms of Market Failure, 2012). On the other front, for a situation where there is a sole purchaser of an item, it will constrain the makers to sell their merchandise far underneath the genuine market cost. Along these lines, disappointment by the administration to mediate and control restraining infrastructure in a market, obviously, prompts showcase disappointment. Restraining infrastructure, whenever permitted to proceed in a market may prompt misuse of purchasers as far as high estimating, convenient redemption, and low item quality. In a monopolistic market, it is uncommon for different organizations to enter and offer comparable administrations because of the predominance of the other organization. So far as that is concerned, there ought to be arrangements that can be received to limit the above scenario.Advertising Looking for article on business financial aspects? We should check whether we can support you! Get your first paper with 15% OFF Learn More Firms that abuse their monopolistic forces can work under value controls. Here, the legislature can set up value controls, where the firm/organization concurs with the controller on the greatest conceivable value they can require on their items. A genuine model is the setting up of the Office of Fair Trading by the United Kingdom’s government. This body’s sole command is to guarantee that the costs of basic merchandise like water and gas are beneath the current swelling rate (Monopoly Power, n.d.). The administration, consequently, ought to intercede and set up such bodies to screen value variety of products or administrations from monopolistic firms. Aside from this, the administration can procure a few pieces of the organization; for instance, gain about half of the company’s shares. This methodology will make the organization change judgment, despite the fact that it will in any case be the main maker, as it will be under the government’s close watch. It additionally changes the organization proprietorship from full exclusive to incompletely exclusive organization. The legislature will guarantee that the products or administrations offered as are not past the buyers reach and not misusing them. Moreover, the legislature can support setting up of littler firms that offer same administrations. The administration can sponsor the underlying expense of beginning such firms or decrease the systems of setting up such firms (Monopoly Power, n.d.). At the point when this occurs, decentralization of creation happens along these lines, making a serious market that for the most part decides its costs through the powers of interest and gracefully. For instance, the passage of other corres pondence firms in Britain made the British Telecom increment their productivity and even lower their costs so as to adapt up to the current condition of rivalry in the market (Stigler, n.d.). A case of setting up littler firms can be found in the Microsoft predominance in giving both the working frameworks and the product. The EU is mulling over of parting the organization into two primary wings, that is, the product wing and the working framework wing. Definitively, monopolistic markets accompany unfriendly impacts to the purchasers; thusly, needs quick government inclusion. Notwithstanding, financial experts contend that imposing business model is of incredible advantage to the makers, as they get better yields on their speculations than when such situation was not at hand.Advertising We will compose a custom exposition test on Market Failure: Failure in Competition explicitly for you for just $16.05 $11/page Learn More Although the makers make a great deal of riches, there is the ethical angle that isn't tended to. In this manner, placing the moral angles as a main priority, markets need reasonable rivalry to turn away the above talked about circumstances. References Forms of Market Failure. (2012, October 24). The ICT Regulation Toolkit. Web. Market Failure. (n.d.). Oxford University Press. Web. Imposing business model Power. (n.d.). Financial aspects Online Home. Web. Stigler, G. J. (n.d.). Imposing business model: The Concise Encyclopedia of Economics | Library of Economics and Liberty. Library of Economics and Liberty. Web.

Saturday, August 22, 2020

Intelligence Definition and Measurement Paper Essay

Knowledge Definition and Measurement Paper - Essay Example In Part 1 of the article, observational discoveries are recorded that are predictable with a heterocyst theory however render different speculations either impossible or hard to test. In Part 2, a conventional model of the procedure of heterocyst is introduced. The objective of the displaying is to build up a quantitatively thorough strategy for assessing the potential commitment of heterocyst in the Flynn impact, just as patterns saw in other heritable attributes and conditions. Various investigations of the age-grade progress of younger students have managed persuading proof regarding the extent and reality of the impediment issue. Insights gathered in several urban areas in the United States show that between a third and a portion of the younger students neglect to advance through the evaluations at the normal rate; that from 10 to 15 percent are hindered two years or more; and that from 5 to 8 percent are impeded in any event three years. More than 10 percent of the $400,000,000 every year exhausted in the United States for school guidance is dedicated to re-instructing youngsters what they have just been educated however have neglected to learn. The main endeavors at change which came about because of these discoveries depended on the speculation that the shades of malice which had been found could be cured by the individualizing of guidance, by improved techniques for advancement, by expanded thoughtfulness regarding youngsters' wellbeing, and by different changes in school organization. Despite the fact that changes thusly have been profitable of much good, they have by the by been in a measure frustrating. The difficulty was, they were again and again dependent on the supposition that under the correct conditions all kids would be similarly, or similarly, equipped for gaining good school ground. Mental investigations of younger students by methods for normalized insight tests have demonstrated that this assumption isn't as per the realities. It has been discovered that kids don't fall into two very much characterized gatherings, the moronic and the typical. Instead, there are numerous evaluations of knowledge, going from ineptitude from one perspective to virtuoso on the other. Among those classed as typical, immense individual contrasts have been found to exist in unique mental blessing, contrasts which influence significantly the ability to benefit from school guidance. We are starting to understand that the school must consider, more genuinely than it has yet done the presence and criticalness of these distinctions in blessing. Rather than squandering vitality in the vain endeavor to hold intellectually slow and inadequate youngsters up to a degree of progress which is typical to the normal kid, it will be more astute to assess the imbalances of kids in unique gift and to separate the course of study so that every kid will be permitted to advance at the rate which is ordinary to him, regardless of whether that rate be fast or moderate. While we can't hold all youngsters to a similar standard of school progress, we can in any event forestall the sort of impediment which includes disappointment and the redundancy of a school grade. It is all around ok perceived that youngsters don't enter with especially pizzazz upon school work in which they have once fizzled. Disappointment pounds fearlessness and demolishes the soul of work. A huge extent of young sters in the schools are procuring

Friday, August 7, 2020

The CFPBs New Payday Lending Rule Is a Big Win The CFPBs New Payday Lending Rule Is a Big Win for Socially Responsible Lending

The CFPBs New Payday Lending Rule Is a Big Win The CFPBs New Payday Lending Rule Is a Big Win for Socially Responsible Lending The CFPBs New Payday Lending Rule is a Big Win for Socially Responsible Lending The CFPBs New Payday Lending Rule is a Big Win for Socially Responsible LendingPayday and title lenders will be tasked with making sure their customers can actually afford their products.Last week, the Consumer Financial Protection Bureau (CFPB) finally announced a new rule aimed at curbing predatory payday debt traps. The rule marks a large step forward for the bureau’s attempts to regulate the payday and title lending industries and to protect vulnerable consumers.“The CFPB’s new rule puts a stop to the payday debt traps that have plagued communities across the country,” said CFPB Director Richard Cordray in a press release. “Too often, borrowers who need quick cash end up trapped in loans they can’t afford. The rule’s common sense ability-to-repay protections prevent lenders from succeeding by setting up borrowers to fail.”“Only time will tell if these “full payment tests” will lower the number of full payment loans given to those who can’t pay them back,† says finance writer Jen Smith. “Someone will eventually find a way to manipulate it for their gain but I think it’s a step in the right direction and a sign the CFPB is still working to protect consumers.So, okay, awesome. But what does all of this actually mean?Let’s break it down, shall we?What are payday and title loans?The new rule primarily affects payday loans and title loans, but it will also apply to deposit advance products and certain longer-term loans (up to 45 days) that feature “balloon payments” towards the end of the loan’s term.If you’re not familiar with payday and title loans, then we’ll give you a brief refresher:Payday loans are short-term, small-dollar personal loans. They usually have principals of a few hundred dollars, and the average length of their repayment term is only two weeks. Payday loans are no credit check loans, which means the lenders do not check a customer’s credit score during the loan application process.The loans are desig ned to be paid back all at once, oftentimes through a post-dated check that the customer gives to the lender when the loan is issued or through a debit agreement wherein the lender can automatically withdraw the funds from the customer’s account.If a customer can’t pay the loan back on time, they might be given the option to roll the loan over (extending the due date for an extra fee) or taking out another loan immediately after they’ve paid the first loan off.Because payday loans charge interest over such a short repayment period, their annual percentage rates are astronomical compared to traditional loans. While their rates may vary, they’re often in the neighborhood of 300 percent or even higher!Title loans are another kind of short-term loan that use the borrower’s car title as collateral. If the borrower cannot pay the loan back, the lender can seize their car and sell it in order to make up its losses.Because they’re secured by collateral, title loans have much hig her principals than payday loans. However, they are also built to be paid back all at onceâ€"a structure thats known as “lump sum repayment.”The average term of a title loan is only a month,  but the average interest rate is 25 percent, which means that their average APR is 300 percent! If a borrower cannot pay their loan back, they might be forced to extend their loan, again and again, each time racking up additional costs without ever getting closer to paying down their original principal.When the CFPB talks about the payday debt trap, they’re talking about situations like that.The CFPB’s rule centers around the “full payment test.”Payday and title loans are bad credit loans, which means that theyre aimed at people with low credit scores. These are  folks who often have low incomes and little-to-no life savings, and their bad credit scores have cut them off from borrowing options at traditional lenders. When they encounter a financial emergency or find they can’t mak e ends meet, they see payday and title loans as possibly their only choice.In situations such as these, it might seem like a blessing to them that payday and title lenders do not check their credit scores or their ability to repay their loan. Doing so might lead the lender to deny the customer’s application.However, the CFPB sees things a little bit differently. They believe lenders should be checking a customers ability to repay their loan the first timeâ€"without rolling it over or reborrowing. That’s what their new rule is going to make lenders do.Here’s how the CFPB’s new “full payment test” rule will workThe CFPB’s full payment test will require that lenders determine whether a customer can afford to repay their loan while also affording their other major financial obligations, including living expenses.For payday and title loans that require lump sum repayment, the CFPB is defining full payment as “being able to afford to pay the total loan amount, plus fees an d finance charges within two weeks or a month.”For longer-term loans with balloon payments, the CFPB is defining full repayment as “being able to afford the payments in the month with the highest total payments on the loan.”Lenders will be required to “verify income and major financial obligations and estimate basic living expenses for a one-month periodâ€"the month in which the highest sum of payments is due.”The rule will also cap the number of loans that can be taken out by a borrower “in quick succession” to three.Once a borrower has reached their third loan, the CFPB’s rule will mandate a 30-day “cooling-off period” before they can take out another loan.Lenders can skip the full payment test if they offer a  â€œprincipal pay-off option.”The CFPB will offer an exemption from this full payment test for certain short-term loans if the lender offers customers a “principal pay-off option.” This option is designed to get consumers out of debt gradually over timeâ€"more like traditional installment loans.If a customer can’t pay their loan off on time, they will be given the option of paying it off over two subsequent loans, each with a smaller and smaller principal amount.The customer will have to pay off at least one-third of their original balance with each loan.The rule will be restricted to loans with principals of $500 or less.These loans cannot use a car title as collateral or be structured as open-ended lines of credit.The lender is prohibited from offering this option over more than three loans.The rule also prohibits the lender from offering this option to a customer “if the consumer has already had more than six short-term loans or been in debt for more than 90 days on short-term loans over a rolling 12-month period.”Some lenders and loans will be exempt from this rule.The CFPB does carve out some space for lenders whose loan volume is either very small or who are already following guidelines meant to protect customers from predatory payday lending.According to the CFPB’s press release, “These are usually small personal loans made by community banks or credit unions to existing customers or members.”Lenders will be exempt if:They offer “2,500 or fewer covered short-term or balloon-payment loans per year.”They derive “no more than 10 percent of its revenue from such loans.”They are offering loans that “generally meet the parameters of “payday alternative loans” authorized by the National Credit Union Administration.”The rule also “excludes from coverage certain no-cost advances and advances of earned wages made under a wage advance program.”The rule institutes a “debit attempt  cut-off”This last feature of the CFPB’s new rules involves a lender’s attempts to continually debit a customer’s bank account for the amount owed.The reason for this is simple: If a person is unable to repay their loan, repeated debits on their account will only rack up additional bank fe es and could even lead to them losing their account altogether.This section of the rule applies short-term loans, as well as any longer-term loan with an APR above 36 percent. It has two main features:After two straight unsuccessful debit attempts, a lender must stop debiting the account until they get a new authorization from the customer.If a lender is going to debit a customer’s account “at an irregular interval or amount”, they must first give them written notice.The rule is a great step forward in protecting consumers but we still have room to grow,” says Smith. “I suggest people never give a creditor your debit account information because they will not stop debiting your account until they’re paid in full. The debit attempt cutoff rule will save consumers a lot of fees associated with this problem.”So what happens now?Well, that’s a tricky question, isn’t it? The rules won’t fully take effect for 21 monthsâ€"which means mid-2019. Between now and then, a lot could change. There could be lawsuits, for instance, or there could be attempts by the payday lending industry to compromise with the CFPB in return for some relief from regulation.Director Richard Cordray’s terms will be up in 2018 before the majority of these rules are in effect. He was an Obama appointee, while his successor will be appointed by Trump. It’s safe to say that whoever ends up replacing might have fairly contrary views to those held by Cordray.Certain corners of the payday lending industry are predicting a mini-collapse if these rules take effect. They claim razor-thin profit margins that won’t be able to withstand the burdens that these regulations place on them.The biggest worry with this new rule is that customers for whom subprime loans  are their primary access to credit will find themselves cut off entirely.However, the biggest hope is that financial institutions of all sorts will rise to the occasion and start offering better, more affordable, more soci ally responsible products to customers with not-so-great credit.Only time will tell, but as a company that is already offering people with poor credit a safer and more affordable alternative to predatory payday loans, all of us here at OppLoans are pretty dang optimistic.What do you think about the CFPB’s new rule? We want to know!  You can  email us  or you can find us on  Facebook  and  Twitter.  Visit OppLoans on YouTube | Facebook | Twitter | LinkedINContributorsJen Smith  is a personal finance and debt payoff expert. She has been featured on Student Loan Hero, The Penny Hoarder, and AOL Finance. Her website is  SavingWithSpunk.com

Saturday, May 23, 2020

Advantages And Disadvantages Of Social Media - 750 Words

1 Social Media Somalia Sexton September 30, 2017 HUM/186 Allyson Wells 2 What are the advantages and disadvantages of easily obtainable information? Easily obtainable information is convenient for the most part. It allows you to do a million things at once. It saves you a lot of time while getting things done. If you’re a lazy person when it comes to researching things, easily obtainable information is more convenient for you. Easily finding information on the web requires little to no research. A disadvantage of easily obtainable information is that you don’t know how credible or reliable the information and source is. Doing research to find out how credible it is can take too much time and nature waits for no one.†¦show more content†¦These disadvantages allow anyone to publicly humiliate you and defecate your character. Social media sometimes conveys inauthentic expression of feelings which some people can take the wrong way. The world we live in today, a lot of people use social media as a platform to specifically hurt other peo ple. Social media also causes a lack of face to face communication skills. What I mean by that is, most people say more behind a computer screen now rather than in person. These disadvantages are very common in the world we live in today. How might knowing these advantages and disadvantages alter how a person might use social media? I think knowing these advantages and disadvantages may alter how a person might use social media by making them more aware of what could possibly happen if they don’t take caution when exploiting their private life all over the internet. Most likely once it’s there it’s there for good whether you delete it or not, someone already saw it and probably saved it. Knowing these can also help people limit how much information they display and obtain. Most people that don’t know these advantages and disadvantages, may possibly rethink even having 4 any social media pages. It is good to know these advantages so you can be more aware and protect your identity and know who to communicate with and to a certainShow MoreRelatedAdvantages And Disadvantages Of Social Media1177 Words   |  5 PagesRunning Head: SOCIAL MEDIA 1 SOCIAL MEDIA 5 Social Media Name Institution Date Social Media Advantages and Disadvantages of Easily Obtainable Information In the contemporary world, social networks, and the general internet has an eminent role as sources of wide range information feeding people in different sectors with the type of information they seek spontaneously. Much of easily obtainable informationRead MoreAdvantages And Disadvantages Of Social Media805 Words   |  4 Pages Society relies on information that they obtain from the news, media, social media sites to gather the newest information or current events. As the technology years keep advancing there are newer forms of finding out current events or situations that are occurring around the world. People are now able to get news faster then what they have a century ago. There’s social media sites like Facebook, there are news channel apps that send you alerts on your cellular device when the storyRead MoreAdvantages and Disadvantages of Social Media1025 Words   |  5 PagesAdvantages and Disadvantages of social media Tabitha HUM/186 May 7, 2012 University of Phoenix Advantages and Disadvantages of social media In today’s world, many people depend on the internet for news and entertainment, yet other people worry about how reliable it can really be. Now days you can sign on the internet and find any information that you want, from the weather, to the news, to your favorite video. Many people have started to rely on the internet for research for school, butRead MoreAdvantages And Disadvantages Of Social Media769 Words   |  4 Pages Social Media Paper Joshua Yates HUM/186 10/1/2017 Allyson Wells â€Æ' The Advantages and Disadvantages of Social Media and Obtainable Information Social media has become an integrated part of our culture and a useful communication tool when properly used. Every day people log on to social media sites to get updates on everything from celebrities, family, and friends to top stories and breaking news. We also use social media in our professional lives. Individuals use social media as a cost-effectiveRead MoreAdvantages And Disadvantages Of Social Media1041 Words   |  5 PagesNOT APA FORMATTED NO SOURCES Social Media Paper Jerald Washington University of Phoenix HUM/186 â€Æ' In the modern world, it has become very easy to obtain information from social media, and this happens instantaneously. It is essential to appreciate all advantages and disadvantages before making use of social media. One advantage of easily obtainable information is expediency. It is convenient for people to be in one place and catch the hottest news, listen to the fresh top songs onRead MoreAdvantages And Disadvantages Of Social Media1280 Words   |  6 PagesSocial Media Brenton Adams HUM/186 08/28/2017 Allyson Wells Social Media We have all seen how friends, family, acquaintances and more talk to each other through social media platforms; often with personal disregard and by providing misinformation. Similarly, we have also seen rotating â€Å"news† articles and other tidbits of information being passed around, though how much is accurate? Being able to have information rapidly available can be beneficial, though distinguishing fact from fictionRead MoreAdvantages And Disadvantages Of Social Media1133 Words   |  5 Pagestakes on social media and when that is applied and used in an organization it is called enterprise social media or networking. Using social media has allowed the people of this world to converse with the push of a button over multiple ways. As with face-to-face communication or email, social media providing means for a company as means for a communication can provide barriers. For organizations, social media could provide many profitable advantages as well as consequences with disad vantages. EnterpriseRead MoreAdvantages And Disadvantages Of Social Media1327 Words   |  6 Pagesproblems and threats but, we could avoid or prevent it from happening. Currently, with the high number of emerging Social Media sites like YouTube, Facebook, Twitter, LinkedIn and a lot more to discover, we are exposed to all possibilities. These Social media platforms bring along with them advantages where we could greatly benefit from it and also disadvantages. Benefits mean Social Media builds a good relationship with its users among other users too whether it s your long lost friend or mutual friendsRead MoreAdvantages And Disadvantages Of Social Media1292 Words   |  6 PagesAbstract: Social media networking has completely transformed the way businesses market and recruits potential employees. Marketing and recruiting was simply done through printing ads in newspapers. Now social media networking is done through â€Å"posting† open discussions on the business website or social media sites. Social media has allowed business to also promote their brand, hire, communicate, and connect with many people and organizations. This paper will help y ou to understand how businesses incorporateRead MoreAdvantages And Disadvantages Of Social Media857 Words   |  4 Pages Social Media Alex Mitchell HUM/186 Allyson Wells October 1,2017 Social Media Social media has changed the world that we live in. With so many people using it for everything from personal use to professional use, it is one of the main ways that we communicate. Social media is not used just for keeping up with family and friends anymore. Nowadays, companies also use social media to help them spread the word of their company. With so much information on social media sites, it

Tuesday, May 12, 2020

Gender Discrimination Essay - 1312 Words

Rachel Reynolds Mrs. Geaman Soph. English 1 21 March 2014 Argumentation Essay We live in a society today that says we do not discriminate, that we learned from the past and are above that now. It is heavily taught in schools at a young age that discrimination was a thing of the past, that no one will be treated differently because of who they are. Some preach this idea so fiercely, yet there are untold numbers of circumstances in which people of all kinds are set apart and alienated from others, and the people that preach against it refuse to see it even when it is right under their nose. We are currently living in the delusion that discrimination does not exist, when in fact it happens every day and in many ways. The struggle for†¦show more content†¦Gillard, Prime Minister of Australia at the time, made what is widely regarded as The Misogyny Speech in response to the Opposition Leader, Tony Abbott. She stated, The Leader of the Opposition says that people who hold sexist views and who are misogynists are not appropriate for high office. Well I hope the Leader of the Opposition has got a piece of paper and he is writing out his resignation. Because if he wants to know what misogyny looks like in Australia, he doesn t need a motion, he needs a mirror, (Gillard). Our society is full of hypocrites. We say that stereotyping is wrong, but then turn around and do it every day, whether we realize it or not. A Time magazine article from 2014 describes Amy Chua’s beliefs that being Asian makes a person superior when it comes to succeeding in America. This is paired along with the idea that the condescension has settled upon those of Hispanic origin, as well as African-Americans and even whites. While that latter statement is completely true, it can be taken even further by saying that within all of these races and origins, women are still paid less than their male counterparts across the board (USDL 4). The fight against gender stereotypes is not just for women. Men can be just as oppressed,Show MoreRelatedEssay On Gender Discrimination859 Words   |  4 Pagesas women do. Aside from assaults of all kind and being demoted on a regular basis, women are treated unfairly and are seen dominant for stereotypical matters. Gender discrimination influences one’s mind to believe that gender is a factor in one’s value and the issue isn’t getting much better.   Ã‚  Ã‚   Although a majority of gender discrimination is on females, and though it may be difficult to see in certain cases, men deal with stereotyped obstacles along their way too. In the article, â€Å"Man Troubles:Read More Gender Discrimination Essay819 Words   |  4 PagesThe topic of gender discrimination is certainly a controversial one. Some of our group remembers their LIBS 7013 course, an entire course dedicated to studying Race, Class and Gender. It’s interesting to look at these issues from a moral point of view, and apply different principles to the circumstances at hand. Utilitarian View When we use a utilitarian approach, it is believed that â€Å"productivity is optimized when jobs are awarded based on competency.† The clear conclusion from this statementRead MoreEssay about Gender Discrimination1197 Words   |  5 Pageshand of the divorce. Fourth, men are the householders despite the fact that most households are ran by women and are biologically more connected to the children. Lastly, although many girls of today consider diverse jobs, some are hindered by their gender. Although it is said that women are treated equal to men, it is not true and more measures should be taken and more effort put into equalizing men and women. nbsp;nbsp;nbsp;nbsp;nbsp;Women have never been scientifically proven to be inferiorRead MoreEssay on Gender Discrimination at Walmart2005 Words   |  9 Pageshas engaged in ethically questionable practices, including gender discrimination in promotion and pay. While the Supreme Court recently ruled against class certification of 1.5 million women in the Dukes v. Walmart case due to a lack of proof that Walmart operated under a â€Å"general policy of discrimination†, overwhelming evidence demonstrates that gender discrimination is a persistent problem rooted in the culture of Walmart, despite gender-neutral policies (Biskupic, 2011). During the 1950’s andRead MoreGender Discrimination In The Workplace Essay1239 Words   |  5 Pagesbarrier that female employees face is gender discrimination. As an example, gender discrimination is the mistreatment of an employee because of their gender. According to the report s release by the Institute for Women’s Policy Research (IWPR, 2017), on average, women that are employed full-time earn approximately 80 cents for every dollar earned by men. Additionally, the IWPR report tracks that â€Å"gender and race discrimination in the workplace show discrimination in pay, hiring or promotions whichRead MoreGender Discrimination in the Workplace Essay2122 Words   |  9 Pagessex-based discrimination (Sex-Based Charges). Most of these gender related accusations are gender discrimination. Stephanie Sipe and Donna K. Fisher, both professors at Georgia Southern University, and C. Douglas Jonson, a professor at Georgia Gwinnett University, state â€Å"Gender discrimin ation occurs when employers make decisions such as selection, evaluation, promotion, or reward allocation on the basis of an individual’s gender† (Sipe, Johnson, and Fisher 342). Most of the time gender discriminationRead MoreEssay on Gender Discrimination in the Workplace2843 Words   |  12 Pagespro-equal pay, including some unions, support the idea that the government should set wages for all jobs. To the contrary, the organizations that are proponents of equal pay are not for job wages being set by the government-they wish to have the discrimination taken out of pay scales from within the company. Commonly, this pay gap is attributed to the fact that women in the United States are still expected to attend to familial obligations over work. Data shows that women do attend to family obligationsRead MoreGender Discrimination in the Elizabethan Era Essay1982 Words   |  8 PagesGender Discrimination was strongly evident in the Elizabethan Era between 1558 and 1603 with women ‘generally’ considered the inferior race and treated with subhuman actions based purely on their gender. Whilst is can be stated that women were treated wrongly is it fair to accuse the male men of that era with gender discrimination when it was what they were brought up to believe? Our morals and beliefs are derived from society’s general perception of right and wrong and in the Elizabethan Era itRead MoreEssay about Analysis Gender Equality and Gender Discrimination913 Words   |  4 Pageskitchen, the son recoils in disgust†¦ The parents of an 18-year-old girl describe their fear that their daughter will be an old maid because she is so terribly bright and independent. They decide that the mother will have a â€Å"talk w ith her† (â€Å"Changing Gender Norms† Eliman-Taggart)† An analogous philosophy is introduced in the novel A Game of Thrones by George R. R. Martin. In the series, Arya, daughter of Lord Eddard Stark has grown up along with her brothers who trained in the art of swordplay and herRead MoreEssay on Gender Discrimination at the Work Place2526 Words   |  11 Pagesï » ¿Gender Discrimination at the Work Place Introduction According to Gorman (2008), gender discrimination is the practice of denying or granting rights and/or privileges to an individual based on gender. This practice is acceptable and longstanding to both genders in some societies. In some religious groups, gender discrimination is considered as part of the norm, especially discrimination on women. However, in most countries that are civilized an industrialized, it is considered to be illegal uncalled

Wednesday, May 6, 2020

Enzyme Catalase Labs Free Essays

Varibles that affect Enzyme Catalysis Reaction Rates Introduction Molecules are constantly moving in our bodies and in nature. When molecules move fast enough they collide into one another, allowing chemical reactions to occur. Factors such as temperature and concentrations can either help increase or decrease these reactions. We will write a custom essay sample on Enzyme Catalase Labs or any similar topic only for you Order Now (Jubenville. ) Enzymes are known as catalyst because they are able to speed up reaction rates without being destroyed or altered. They are able to encourage chemical reactions by decreasing the energy of activation. The main function of enzyme catalase is to convert hydrogen peroxide (H2O2) in our bodies into oxygen and water. This can be visually seen when hydrogen peroxide is put on a wound and the peroxide bubbles. Enzymes can also be found in plant cells and fungi. (Huston. ) In this experiment we test the many variables that can change the rate of this reaction such as temperature, concentration levels of enzyme catalase and pH values. We are able to track these changes using an O2 Gas Sensor. (Enzymes. ) It is predicted that the rate of reaction will increase with temperature, pH levels and concentration. Methods Three test tubes were each filled with 5 mL of 3% hydrogen peroxide and 5 mL of water. 10 drops of enzymes suspension was then added to the Naigene chamber for each observation. Test tubes one, two and three were added to the Naigene chamber respectively. The O2 Gas Sensor was placed on top of the Naigene chamber. The Naigene chamber was swirled for 60 seconds while the O2 Gas Sensor recorded the oxygen being released during the reaction. The results were recorded. To study the effects of enzyme concentration on rate of reaction, four test tubes were each filled with 5 mL of 3% hydrogen peroxide and 5 mL of water. For each test observation 5, 10, 15 and 20 drops of enzyme catalase were placed in the Naigene chamber. The four test tubes were then added respectively. The Naigene chamber was swirled for 60 seconds while the O2 Gas Sensor recorded the oxygen being released during the reaction. To test the effect of temperature on reaction rate, three test tubes were each filled with 5 mL of 3% hydrogen peroxide and 5 mL of water. For each observation 10 drops of enzyme catalase was added to the Naigene chamber. Test tube one was placed in ice (temperature of 0-5 C). Test tube wo was placed in room temperature (20-25 C). Test tube three was placed in warm water (30-35 C). Each test tube was held in this environment for five minutes. The Naigene chamber was swirled for 60 seconds while the O2 Gas Sensor recorded the oxygen being released during the reaction. To measure the effect of pH on catalase activity, three test tubes were each filled with 5 mL of 3% hydrogen peroxide and 5 mL of the appropria te pH buffer. Test tube one was filled with 5 mL of pH 4. Test tube two was filled with 5 mL of pH 7. Test tube three was filled with 5 mL of pH 10. Ten drops of enzyme catalase was added to the Naigene chamber and test tube one, two and three were added respectively. The O2 Gas Sensor was placed on top of the Naigene chamber and was swirled for 60 seconds. The O2 Gas Sensor then recorded the oxygen being released during the reaction. To measure the effect of different substrare concentrations on catalase reactions, three test tubes were used and labeled one, two and three. Test tube one was filled with 3 mL of 3% hydrogen peroxide and 7 mL of water. Test tube two was filled with 5 mL of 3% hydrogen peroxide and 5 mL of water. Test tube three was filled with 7 mL of 3% hydrogen peroxide and 3 mL of water. 10 drops of catalase suspension was placed in the Naigene bottle for each observation. Test tube one, two and three were then added to the Naigene chamber respectively. The O2 Gas Sensor was placed on top of the Naigene chamber and was swirled for 60 seconds. The O2 Gas Sensor then recorded the oxygen being released during the reaction. Results Figure 1 Test Tube Number| Rate of Initial Reaction (m)| 1| 0. 085282| 2| 0. 074574| 3| 0. 09223| Figure 1: The average reaction rate of the enzyme concentration. Figure 2 Test Tube| Drops of enzyme suspension| Rate of Initial Reaction (m)| 1| 5| 0. 060459| 2| 10| 0. 071033| 3| 15| 0. 0966| 4| 20| 0. 15003| Figure 2: Changes in reaction rate due to the enzyme concentration. Figure 3 Test Tube| Temperature measured| Rate of Initial Reaction (m)| 1| 0-5 C| 0. 038694| 2| 20-25 C| 0. 084487| 3| 30-35 C| 0. 065194| Figure 3: Changes in reaction rate due to the effects of different temperatures. Figure 4 Test Tube| pH level| Rate of Initial Reaction (m)| 1| 4| 0. 013519| 2| 7| 0. 045141| 3| 10| 0. 049314| Figure 4: Changes in reaction rate due to the pH level of the solution. Figure 5 Test Tube| Amount of H2O2| Amount of H2O| Rate of Initial Reaction (m)| 1| 3| 7| 0. 027672| 2| 5| 5| 0. 09168| 3| 7| 3| 0. 1087| Figure 5: Changes in reaction rate due to different ratios of 3% hydrogen peroxide (H2O2) and water (H2O) In figure 1, we can see that the figures for each test were relatively the same. This is because the amount and type of chemicals used in each test were the same. Figure two shows the initial rate of reaction increasing as the amount of enzyme suspension increases. This evidence demonstrates that the enzyme suspension allowed the reaction to occur more rapidly. Figure 3 demonstrates how temperature can play a role in rate of reaction. Our figures show that showed that rate of reaction was at a peak when in medium temperatures. Various levels of pH also played a role in rate of reaction. Figure 4 demonstrates that the higher the pH level, the faster reaction rate was. Figure 5 demonstrates that different ratios of H2O2 and H2O can alter the rate of reaction. The higher amounts of H2O2 allowed higher reaction rates then the lower concentrated amounts. Discussion Enzymes are responsible for almost all chemical reactions that take place. They are made up of proteins and are considered biocatalysts. (Jubenville. ) Biocatalysts can be described as when enzymes are used as catalysts to cause chemical reactions. (Novasep. ) Enzymes are known as catalyst because they are able to speed up reaction rates without being destroyed or altered. They are able to encourage chemical reactions by decreasing the energy of activation. (Huston. ) Enzymes attract substrates to their surface allowing chemical reactions to occur. Every enzyme haves reactive sites which allow very specific chemical reactions. The shape of the reactive site on the enzyme and the shape of the reactive site on the substrate must completely match in order for them to attract to one another. (Jubenville. ) Enzyme catalase can be found in various places of our bodies and nature. The main function of enzyme catalase is to convert hydrogen peroxide (H2O2) in our bodies into oxygen and water. This can be visually seen when hydrogen peroxide is put on a wound and the peroxide bubbles. (Huston. ) It can also be found in nature in plants and fungi. These molecules are constantly moving. When moving fast enough they collide into one another, allowing chemical reactions to occur. Factors such as temperature and concentrations can either help decrease or increase these reactions. Concentration of enzyme catalase for example, plays a huge role of how much oxygen will be broken down. Concentrations of enzyme catalase can also increase chances of a chemical reaction occurring because there are more molecules available to do the job. The higher concentration of enzyme catalase used, the more oxygen will be released during reaction. The temperatures of the environment in which these reactions take place also play a crucial role on the reaction. Heat for example, speeds up the movement of molecules allowing more of a chance for them to collide and cause a chemical reaction. (Jubenville. ) pH factors also change reaction rates. pH stands for power of hydrogen and measures the concentration on hydrogen ions in a solution. (Hyperphysics. ) The higher the concentration, the more hydrogen ions available to be broken down by enzymes. The more hydrogen or hydrogen eroxide in a solution, the more oxygen being released during the reaction. It was expected that reaction rates would increase with higher concentrations of H2O2, pH levels, temperatures and ratios. This was all proven true through our observations of our experiment. Works Cited â€Å"Biocatalysis: Definition of Biocatalysis in Novasep Glossary. † Biocatalysis: Definition of Biocatalysis in Novasep Glossary. Novasep, 2010. Web. 1 Oct. 2012. lt;http://www. novasep. com/misc/glossary. asp? defId=49gt;. (Novasep. ) â€Å"Enzymes. † Enzymes. Tuberose, n. d. Web. 27 Sept. 2012. lt;http://www. uberose. com/Enzymes. htmlgt;. (Enzymes. ) â€Å"Frequently Asked Questions A » Learn A » Houston Enzymes. † Frequently Asked Questions A » Learn A » Houston Enzymes. Huston Enzymes, 2010. Web. 1 Oct. 2012. lt;http://www. houston-enzymes. com/learn/faq. phpgt;. (Huston. ) Jubenville, Robert B. , and Richard G. Thomas. General Biology Laboratory Manual. Third ed. Dubuque: Kendall/Hunt, 2008. Print. (Jubenville. ) â€Å"PH. † As a Measure of Acid and Base Properties. Hyperphysics, n. d. Web. 5 Oct. 2012. lt;http://hyperphysics. phy-astr. gsu. edu/hbase/chemical/ph. htmlgt;. (Hyperphysics. ) How to cite Enzyme Catalase Labs, Papers

Friday, May 1, 2020

Organizational Change Management Competitors Or Allies

Question: Discuss about the Report for Organizational Change Management of Competitors or Allies. Answer: Introduction In the current business environment, organizations have realized the importance of agility and flexibility. The organizations have to operate in an era of uncertainty. Therefore, it is important that the organizations should be able to embrace the change. There are various theories and studies that leaders and managers to use and to manage the change within the organizations. In recent times, the organizations have started to use the complexity theory to manage the change within the organization. Complexity theory can be considered as an extension to the system theory. The complexity theory emerged from the systems theory in 1960s (Burnes, 2004). This theory is based on the research in the field of organizational behavior and natural sciences. This theory is focused on the uncertainty and non-lineraity that surrounds organizations. The change agents or the advocates of complexity theory believe that the change can be better managed with the use of complexity theory. The objective of this paper is to discuss how and why can change agents to understand emergent change use complexity theory. Analysis Typically, in an organizational setting, the change is top-down in nature. It means that the change is initiated from top management and the same is communicated to mid-level management and low-level employees. Gobble (2015) suggest the organizational change management would depend on organizational design and organizational design most often than not begins and ends at the organization chart illustrating the who reports to whom and so on. Designing an organization to survive and support change will take moving around the formal lines on the organization chart for an organization to become flatter and collaborative (Gobble, 2015). Lorinkova, Pearsall and Sims Jr. (2013) suggest that although empirical researchers advocate empowerment leadership over directive leadership to enhance team performances, the empirical data is not clear that it supports enhancing team performances. Gobble (2015) suggest empowered leadership will use behavior that emphasizes collaborative decision making th e focus more on the development of knowledge and experiencing positive interpersonal relationships. Complexity theory and organizations, also called complexity strategy or complex adaptive organizations, is the use of the study of complexity systems in the field of strategic management and organizational change. From the experiences, the formal lines are not to be crossed within the organizational structure. Large corporations tend to live and breathe from the formal lines of distinction but fail to take the lessons learned from the failures and often get repeated and threatens its existence. Directive leadership relies on the accomplishment of a task whereas, Lorinkova, Pearsall, and Sims Jr. (2013) suggest empowering leadership involves sharing the power and raising above the level of authority manifests itself through the specific behaviors such as the encouraging the sharing of information, promoting collaborative decision making and teamwork. Moreover, Lorinkova et al., (2013) suggest the empowerment of lower level subordinates had better change management. The change advocates or the change agents should use the complexity theory of change management because this theory enables the change agents to realize and understand the external and the environmental factors. This theory also helps the organizations to understand the weakness in their organizational structure. The complexity theory is best used with the support of different stakeholders in the organizations. The best way for a profit organization to manage conflicting needs of stakeholders is to build relationships and correct their attitude about to overall issues of the organization. The link between ones attitudes and behavior is well accepted in the fields of organizational change (Steers, 1988). An attitude is an individuals overall positive or negative evaluations of a target, based on the persons feeling or emotions about the target (Steers, 1988). It is the responsibility of the change agent to help diffuse the conflict between the organization stakeholders and better mana ge the change within the organization. Working with stakeholders should be an important factor guaranteeing the success for an organization. Conclusion With the above discussion it can be said that the complexity theory is an important theory that change agents use to manage the change within the organization. Theoretically, the complexity theory of change management is an extension of system theory (MacLean, 2005). This theory deals with the change management in an uncertain external environment. The learning from this theory is a powerful tool in the hands of change agents. It is recommended that the change agents must take the inputs from different stakeholders to implement the principles of this theory within the organization. References Burnes, B. (2004) "Emergent change and planned change competitors or allies?: The case of XYZ construction", International Journal of Operations and Production Management, 24(9): 886 902. Churchill, G.F., ( 1987 ) , Marketing Research, 4th ed. Dryden Press. Chicago. Daft, R. L. (2015). Organization theory and design (12th ed.) Mason, OH: South-Western, Cengage Learning. Gobble, M. M. (2015). Designing for change. Research Technology Management, 58(3), 64-66. doi:10.5437/08956308X5803005 Houchin, K. and MacLean, D. (2005), Complexity Theory and Strategic Change: an Empirically Informed Critique. British Journal of Management, 16: 149166 Izawa, M. R., French, M. D., Hedge, A. (2011). Shining new light on the hawthorne illumination experiments. Human Factors 53(5) 528-547. Lorinkova, N. M., Pearsall, M. J., Sims Jr, H.,P. (2013). Examining the differential longitudinal performance of directive versus empowering leadership in teams. Academy of Management Journal, 56(2), 573-596. doi:10.5465/amj.2011.0132 Matta, F. K., Scott, B. A., Koopan, J., Colon, D. E. (2015). Does seeing "eye to eye" affect work engagement and organizational citizenship behavior? a role theory perspective on lmx agreement. Academy of Management Journal, 58(6), 1686-1708. Steers, R.M.:1988, Introduction to Organizational Behavior, 3rd ed. 9 Scott, Foresman/Little, Brown, Glenview, Il. Senior, B. and Swailes, S. (2010) Organizational Change. 4th Ed, Harlow: FT Prentice Hall Thomas, R and Hardy, C. (2011). Reframing resistance to organizational change. Scandinavian Journal of Management, 27(3): 322-331

Saturday, March 21, 2020

Religion and Hip Hop analysis free essay sample

HIP Hop Is a cultural art form whose elements Like Mincing, breakfasting, graffiti, and Digging are utilized by participating members to illustrate their life experiences and the world around them. Hip Hop artists and most songs display religious aspects like communicating to a supernatural, grappling with existential questions, and the articulation of subjectivity.One song that illustrate different religious aspects is Lord Knows by Ace Hood. Ace Hood Is viewed as an underdog lyricist who found the footlight by entering the rap game and talking about his life and trying to draw connections between his life stories and his listeners. Lord Knows Is one of a few songs from Ace Hoods album entitled Blood, Sweat, and Tears. That album title means the shedding of blood through all the sweating from hardships and releasing tears from minor setbacks or failures.Ace Hoods song Lord Knows is about Ace Hood expressing to God his hardships that God already know. We will write a custom essay sample on Religion and Hip Hop analysis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In his song, Ace talks about his hardships of the eviction letter his mother had, his mama about to lose her house ND he still put her through a lot of stress, having no food, and wondering will he be fit to be a father for his upcoming daughters. Ace Hood deliver this songs as a prayer to God to see will he answer him and guide him in the right path to freedom of these hardships.In Lord Knows, Ace Hood communicates to God by saying Dear Lord, I understand all the problem Im about to express to you, Are things you already know, Well here goes nothing. This set of lyrics is like an open letter where Ace feels it Is necessary to alarm out what he Is feeling deep down Inside. With the closing line of the intro, Ace means that God already knows what problems he encountered so he Is going to tell him regardless because he dont have nothing to lose. Additionally, Ace says My God what Im going do now?So stressed that the day go by, Devil on me and I dont know why, beg mama Just please dont cry. In this set of lyrics, Ace is communicating to God and while doing that he asked an existential question of what he going to do now cause so much negative Impulses, an example of the devil, encountered his life which left him confused and hop eless not knowing how to deal with life. Most artist Incorporate this idea of a devil as evil, hatred, envy, causation of drama, and even haters. Lastly, Ace ends the song by saying In your name I pray, Amen which is an illustration of a common phrase used by Christians to end a prayer after communicating to God asking for forgiveness or for the bettering of a family member, friend, or self. Additionally, in Lord Knows, Ace Hood articulates his subjectivity. In verse 1 Ace says, Time get a little rough I know, when I cant give up I dont, Got twin and theyre on the way, see the stars when the I wont, Sometimes I ask myself will I be a good father, Cause Ive never had mine would I give the world to my daughters.This set of lyrics expresses that Ace is expecting twin daughters and he is unsure whether or not he will be suitable to be a father because his father wasnt there but he wont stop his grind for anything. This set of lyrics evaluates Aces complex subjectivity of him going beyond social categories and stereotypical Houghton of how black men typical leave their children and never come back. He financially stable to support a family.On that note, Ace illustrates his dynamic self by saying And every day that I wake I grind no time never wait for mine. His articulates the dynamic self by knowing success wont come knocking on the door, so he is not going to be like everyone else and sit on his behind, he is going to be unique and chase after success. On that note, Ace pours his thoughts out in every song he creates in which he knows his hard work and dedication will pay off.Ace Hood creates the album Blood, Sweat, and Tears to express his motivation to grind which includes him shedding blood, sweat, and tears to accomplish something difficult with the guidance of God. Ace Hood put his all into this album to shed light to people who are engaged in a difficult life and explain to them that is it possible to overcome anything as long as they try to find solutions to their problems. In closing, Ace Hood seen a lot change during his childhood to present that he has a great amount of faith in God and for him to continue to believe in him.

Thursday, March 5, 2020

A Womans Choice essays

A Womans Choice essays Twenty-five years after the Supreme Courts infamous Roe v. Wade decision, the majority of the American public still favors the legislation of abortion. The latest New York Times/CBS Poll shows that there have been nearly 30 million abortions preformed in the last two decades. Personally, as a young woman living in the 21st century, I strongly disagree with women using abortion as a major form of birth control. But, I do support the reproductive rights of women, to make their own decisions concerning the issue of abortion. I believe this is a very personal moral issue and that the government should not be involved in our decision-making regarding these rights. According to Carey Goldberg and Janet Elder in the New York Times article dated, January 16, 1998, In a poll that was given in 1989, when people were asked whether a pregnant woman should be able to get a legal abortion if her pregnancy would force her to interrupt her career, 37 percent said yes and 56 percent said no; In 1998, only 25 percent said yes and 70 percent said no. Also, in 1989, 48 percent thought an interrupted education was enough to justify a teenage girls abortion; that dropped to 42 percent in 1998(A 1). Based on these statistics, it appears that the majority of Americans are still in favor of abortion but with limitations. I also believe it is important for a young teenage girl to have the right to continue her education and to make her own decisions regarding an unwanted pregnancy. Whereas, a young woman with a career facing similar circumstances, hopefully, would take a more responsible approach by practicing safe sex, following through the full-term pregnanc y, or giving the child up for adoption. Taking responsibility should be an important expectation for either age group, but especially for those young adult career women who have more life experience, maturity and means of financial support. This is definitely a very diffi...

Tuesday, February 18, 2020

Biology 206 U4IP Research Paper Example | Topics and Well Written Essays - 750 words

Biology 206 U4IP - Research Paper Example Components of Cigarettes that Affect the Respiratory System: The toxic components in tobacco include substances and gases that affect the respiratory system and lead to cancer. These include components such as benzene, vinyl chloride, ethylene oxide, aromatic amines, arsenic, nickel, chromium, cadmium, and radioactive elements, and gases such as acetone, ammonia, acrolein, carbon monoxide, nitrogen, hydrogen, methane, phenol, formaldehyde, and benzene. The gas phase of smoking directly affects the respiratory tract of the body. The other constituents together cause damage to the respiratory tract with loss of cylia. Hypertrophy in the mucus gland occurs. The peripheral airways, the bronchioles also suffer and cells of the bronchial tree suffer from inflammation as a result of these constituents. The cardiovascular system, the gastric system, the cataracts are other parts of the body that are affected by smoking and its constituents. COPD or chronic obstructive pulmonary disease is th e other form of disease caused by smoking affecting the functioning of the lungs (Robinson and Scullion, 2008, pp.544-546). Increased Carbon Dioxide Levels in Blood Through Smoking: The amount of carbon dioxide in the human blood is balanced by the presence of receptor sites in the blood. However, such balance is disturbed with toxic substances being intruded in the flow of blood, and the levels of carbon dioxide can change as a result of such toxins (Francis, 2011, p.85). Increase in the levels of carbon dioxide in the blood mainly occurs when enough carbon dioxide is not exhaled out of the body. This occurs when the lungs and the respiratory system do not function properly. Thus, chronic and obstructive lung diseases that are caused by the smoking lead to increase in the levels of carbon dioxide in blood. Lung cancer causes obstruction of the lungs resulting from uncontrolled development of malignant cells, thus leading to higher levels of carbon dioxide (Cargill, 2011). Effect of Smoking on Other Organs of the Body: Smoking not only affects the lungs and the respiratory system, but it affects almost all the organs of human body, that include the heart, the blood vessels, eyes, mouth, reproductive organs, bones, bladder, and digestive systems. Blood cells in all these organs are affected by the chemicals and toxic substances present in tobacco, thereby damaging the functions of these organs. Besides the lungs, the negative effects of smoking have been mostly obtained in heart and the blood vessels, leading to severe heart diseases of humans (How Does Smoking Affect the Heart and Blood Vessels? 2011). Correlation of Cellular Respiration with Respiratory System: Physiological respiration or the respiratory system involves the process through which gases are exchanges by human beings and animals with their surroundings. This involves the process on oxygen intake in the body and exhalation of carbon dioxide from the body. The correlation of the respiratory syste m with cellular respiration is that cellular respiration involves the reactions that produce ATP (adenosine tri-phosphate), with the reactions occurring in the mitochondria. It is termed as cellular respiration as use of oxygen and release of carbon dioxide is done for these oxidative reactions (Russell, 2008, p.998). Effects of Smokeless Tobacco: Although many tobacco

Monday, February 3, 2020

Poverty Essay Example | Topics and Well Written Essays - 1750 words

Poverty - Essay Example People living in poverty have poor access to health facilities, and, as a result, suffer from poor heath owing to the minimal care to which they are exposed. Some of the reasons as to why they have limited access to health care services are that they lack financial resources to pay for services rendered, as well as information on medical services. In addition, due to lack of medical care, ill health is prevalent among poverty-stricken areas and people. One of the main reasons that poverty stricken people cannot access, or have limited access to healthcare facilities is the geographical locale of the facilities. This is concerning the physical distance between the local area that an individual resides in, as well as the time required to travel to the health facilities. Moreover, people living in poverty do not seem to get the right type of care availed to them in health care facilities. This is concerning the time that Medicare is required, such as desperate times and conditions that require specialized equipment to treat. To add to this, the issue of acceptability crops up in the form social stratification. Medical practitioners tend to be more responsive to the needs of the socially able, while those of the poor are left to fend for their needs and receive minimal care. Furthermore, the quality of health care offered to these impoverished is of important concern, as quality of care usually depends on the monetary wellbeing of the patients. Therefore, poor patients receive poor quality services, as compared to their wealthy counterparts. In addition to this, there are far fewer medical facilities available in poor areas thus making it even more difficult for poor people to have appropriate access. Owing to the poor access to medical facilities, impoverished people are faced with a certain myriad of diseases and conditions that have already exited

Sunday, January 26, 2020

Case Study: Mother Dairy Milk

Case Study: Mother Dairy Milk Mother Dairy Milk Case Study On Mother Dairy Abstract Mother Dairy is looking to take advantage of the opportunity which are in galore available for all milk manufactures. Mother Dairy-Delhi was set up in 1974 under the operation flood programme. it is now a subsidiary company of National Dairy Development Board (NDDB). Mother Dairy sources its entire requirement of liquid milk from dairy cooperatives. Similarly, Mother dairy sources fruits and vegetables from framers/growers associations. Mother dairy also contributes to the cause of oilseeds grower cooperatives that manufacture/pack the Dhara range of edible oils by undertaking to nationally market al dhara products. Of the three As of marketing-availability, acceptability and affordability, Mother dairy is already endowed with first two. Hence no efforts are needed to make it acceptable. Its availability is not a limitation either, because if the ample scope for increasing milk production, given the prevailing low yields from dairy cattle. It leaves the third vital marketing factor affordability. How to make milk affordable for the large majority with limited purchasing power? That is essence of the challenge. Current theories of strategy and organization suggest that Mother Dairy benefit from related diversification and tight coordination of the multidivisional structure. This Project aims to probe into this issue by using theoretical framework of strategy, structure and performance. three issues will be addressed by us: a) What strategies and structure does Mother Dairy adopt in a constantly changing and turbulent developing economy? B) Do the influences of Mother Diary have interaction effects with environmental conditions? C) How does Mother Dairy make its competitor not to grasps its market in the gurgaon area? Introduction â€Å"Mother Dairy† is the single largest brand of milk in Delhi, India as well as in Asia, marketing about 1.9 million litres of milk per day.Mother Dairy commands 40% market share in the organised sector in and around Delhi, primarily because of consistent quality and service what ever be the crisis-floods, transport strike, curfew etc. Mother Dairy, Patparganj, Delhi, is presently manufacturing selling around 8.5 lakh litres of tonned milk through bulk vending shops. Mother Dairy, Delhi is an IS/ISO-9001:2000 and Hazard Analysis Critical Control Points (HACCP) and IS-14001:1996 Envoirnment Management System (EMS) Certified organisation.Mother Dairy was the first industry in country to implement ISO-14031(Envoirnment Performance Evaluation) project. The comany’s Quality Assurance Laboratory is ISO/IEC-17025:1999 certified by NABL (National Accreditation Board for Testing and Calibration Laboratory), Department of Science Technology, India.This provides assurance to the consumer in respect of Quality and Safety of products manufactured and marketed by Mother Dairy Background of Mother Dairy The main reasons for the low yield are:  · Lack of use of scientific practices in mulching. Inadequate availability of fodder in all seasons. Unavailability of veterinary health services. Indian Dairy Products The term Indian Dairy Products refers to those milk products, which originated in undivided India. Flow Chart of Conversion of Milk Into Traditional Indian Dairy Products sMilk Cultured Condensed Acid Precipitation Shrikhand Ghee Lassi Kadbi Misti Doi Rabri Kheer Kkoa Paneer Sandesh Chhana Rasgoola Pantoda Rasmalai Burfi Pedha Kalakand Gulabjamun Major Players There are virtually 15 major Dairy Cooperative Federations in India, namely: Andhra Pradesh Dairy Development Cooperative Federation Ltd (APDDCF) Bihar State Cooperative Milk Producers Federation Ltd (COMPFED) Gujarat Cooperative Milk Marketing Federation Ltd (GCMMF) Haryana Dairy Development Cooperative Federation Ltd. (HDDCF) Himachal Pradesh State Cooperative Milk Producers Federation Ltd (HPSCMPF) Karnataka Cooperative Milk Producers Federation Ltd (KMF) Kerala State Cooperative Milk Marketing Federation Ltd (KCMMF) Madhya Pradesh State Cooperative Dairy Federation Ltd (MPCDF) Maharashtra Rajya Sahakari Maryadit Dugdh Mahasangh (Mahasangh) Orissa State Cooperative Milk Producers Federation Ltd (OMFED) Pradeshik Cooperative Dairy Federation Ltd (UP) (PCDF) Punjab State Cooperative Milk Producers Federation Ltd (MILKFED) Rajasthan Cooperative Dairy Federation Ltd (RCDF) Tamilnadu Cooperative Milk Producers Federation Ltd (TCMPF) West Bengal Cooperative Milk Producers Federation Ltd. (WBCMPF) National Dairy Development Board (NDDB) is the central cooperative board of the country and was created to promote, finance and support producer-owned and controlled organizations mentioned above. Two main players – Amul of GCMMF and Mother Dairy of NDDB – is the leading brand in India. Our main focus is to analyze the strategic move of NDDB for mother Dairy from top to bottom. Thus we are going to concentrate on the progress of Mother Diary and NDDB for their future strategies. Historical Background of Mother Dairy MotherDairy is the single largest brand of milk in India as well as in Asia, marketing about 2.2 million litres of milk per day. Mother Dairy commands 40% market share in the organized sector in and around Delhi, primarily because of consistent quality and service – whatever be the crisis floods, transportstrike, curfew etc. Mother Dairy, Patparganj, Delhi, is presently manufacturing selling around 8.5 lakh litres of tonned milk through bulk vending shops. Mother Dairy, Delhi is an IS/ISO 9001:2000 and Hazard Analysis Critical Control Points (HACCP) and IS-14001:1996 Envoirnment Management System (EMS) Certified organisation. Mother Dairy was the first Dairy in the country to implement ISO-14031 (Envoirnment Performance Evaluation) project. Thecomanys Quality Assurance Laboratory is ISO/IEC- 17025:1999 certified by NABL (National Accreditation Board for Testing and Calibration Laboratory), Department of Science Technology, India. This provides assurance to the consumer in respect of Quality and Safety of products manufactured and marketed by Mother Dairy. The National Dairy Development Board (NDDB) commissioned Mother Dairy in the first phase of Operation Flood in 1974. Considering the success of Dairy industry NDDB established Fruit Vegetable Project in Delhi in 1988 with SAFAL as its umbrella brand. With a view to separating the commercial activities from developmental activities, the NDDB merged Mother Dairy and the Fruit Vegetable project into a wholly owned company named Mother Dairy Fruit Vegetable Ltd (MDFVL) in April 2000. This becomes the holding company of Mother Dairy India Ltd (MDIL) – a marketing company and Mother Dairy Foods Processing Ltd (MDFPL) – a processing company. MDFPL is a multi unit company, with units at various locations in India. Mother Dairy, Delhi is one of the units of MDFPL. The company is a highly trusted house hold name for its wide range of milk products like Milk, Flavored Milk, Ice-Cream, Dahi, Lassi, Table Butter, Dairy Whitener, Ghee etc. The application for the award is being made for Mother Dairy, Delhi unit. Mother dairy has taken up the concept of Total Productive Maintenance (TPM) wholeheartedly. The number of employees involved in KAIZENS and the no. of KAIZENS per employee are very encouraging. Mother Dairy is a member of CII-TPM Club and the KAIZENS done by Mother Dairy employees have been selected and presented in 2nd ,3rd ,4th and 5th National Kaizen Conferences held from time to time during the last three years. Our TPM efforts have resulted in increase in MTBF and decrease in MTTR, quality improvement, Cost reduction and reduction in accidents. Mother Dairy has received Best Productivity Performance award for three consecutive years starting from1987-88 to1989-90 and again from1995-96 to1997-1998 from National productivity Council and a commendation Certificate for Rajiv Gandhi National Quality Award, National Energy Conservation Award 2004, Oil and Gas Conservation Award 2004, Indian Innovation Award 2004 and Safety Initiative Award 2005. Over the years, Mother Dairy has not only served the daily need of milk of the consumers of Delhi, it has also extended its milk to other States like Haryana, Uttar Pradesh, Maharashtra, Andhra Pradesh Gujarat and is expanding its wings rapidly to serve the masses. Strategically located Mother Dairy booths across Delhi and NCR make it convenient for you to pick up your daily requirement of Milk, Flavored milk, Butter, Dahi, Lassi, Cheese, Chaas†¦.mouth watering Ice Creams. The focus is on key markets for each of the categories. In the curd category, they have been in Delhi for a while now and launched in Mumbai. They hold a 60 per cent market share in Delhi, but it is too soon to gauge where we stand in Mumbai. Objectives and Business Philosophy of Mother Dairy The main stakeholder of Mother Dairy was the farmer member for whose welfare it existed. Unlike other organizations, their objective is not to maximize the profit. They are more interested in giving the best price for the farmers for their milk than in making a large profit. Thus they look at the price given to their suppliers as not a cost but as an objective. Mother Dairy had, as its main objective, â€Å"carrying out activities for the economic development of agriculturists by fficiently organizing marketing of milk and dairy produce, agricultural produce in raw and/or processed form and other allied produce†. This was to be done through: Common branding Centralized marketing Centralized quality control Centralized purchases and Pooling of milk efficiently Mother Dairy had declared, as its business philosophy, the following: ensure that milk producers and farmers regularly and continually receive market prices by offering quality milk, milk products and other food products to consumers at competitive prices and; uphold institutional structures that empower milk producers and farmers through processes that are equitable. The biggest strength of Mother Dairy was the trust it had created in the minds of its consumers regarding the quality of its products. NDDB, and its brand Mother Dairy, stood for guaranteed purity of whatever products it had produced. Adulteration was simply not done in any of its products. In India, where such trust was hard to come by, this could provide a central anchor for Mother Dairy’s future business plans. For more than 40 years Mother Dairy helping to create a national network has been adapted and extended to other commodities and areas. Their constant effort to learn and to enrich experience is central to their approach and capacities. In times to come, Mother Dairy shall strive to become a leading player in the food industry in India. Strategies Implemented 1. Focused Approach Mother Dairy wants to get into bigger markets and have bigger shares in those markets. The cooperative is also expanding its product portfolio further to match rival offerings – particularly those of Amul. For the first 22 years of its existence, liquid milk was the only dairy product that Mother Dairy offered. It was in 1996 that it came up with ice-creams. But the real spurt came about four years ago, when it introduced curd, flavoured milk, lassi and mishti doi. It introduced butter a year-and- half ago; ghee and UTH milk a year ago; and cheese, about 10 months ago. And under its frozen foods and vegetables brand Safal, besides the introduction of corn and mixed vegetables, it has come out with frozen potato-based snacks in a few months. So while the product portfolio has been growing, Mother Dairy has plans for reach out to newer markets but the strategy here is more product-specific. In liquid milk, it will initially concentrate only on four markets Delhi, its home ground; the Junagarh region and Ahmedabad in Gujarat; Mumbai, which it entered a few years ago; and Hyderabad, where it moved in a little more than a couple of years ago. They have no plans to go everywhere with liquid milk. Whats the need to get into those markets that already have strong co-operative brands? Their objective of getting into newer locations is not to make Mother Dairy larger, but to ensure that there is a large viable distribution network and consumer brand to take care of surplus milk. In Mumbai, where the liquid milk market is close to 40 to 42 lakh (4 to 4.2 million) litres a day, only about 20-22 lakh (2-2.2 million) litres a day is in the organised market and that too is highly fragmented with a number of smaller players with shares of about 10,000-20,000 litres a day. Mother Dairy claims a share of 170,000 litres a day, with the biggest player, Mahananda, selling about 800,000 litres a day and Aarey and Amul about 250,000-300,000 litres a day each. In Hyderabad, Mother Dairy claims it has a 15 per cent market share of the approximate 9-10 lakh (900,000 to 1 million) litres a day of the organised market. These are still early days in the two markets, but we are looking at 10-12 per cent growth in the overall fresh milk segment. 2. Wider Spread However, as far as other dairy products are concerned, Mother Dairy plans to expand across the board. Other than milk, for most state federations, dairy products are still a small part of their operations. So they are taking their products to regions across India, where they see enough market potential. In ice creams, it was only a bit more than two years ago that Mother Dairy entered its first market outside Delhi UP and Punjab. Today, its extended its operation to Haryana, Jaipur, Mumbai and Kolkata as well. Next year, it plans to go south to Hyderabad and Bangalore. In the case of butter and cheese, its present across north India, Mumbai and Kolkata, and has plans to enter Bangalore by year-end. In UTH milk, it has entered Mumbai and the milk-short areas of West Bengal and north-east. For ghee, although the current focus is the northern region, it has plans for a nationwide presence. As far as Mother Dairys non-dairy products are concerned, edible-oil brand Dhara has already has nationwide presence. 3. Product Differentiation While Mother Dairy still may not have a product portfolio as large as Amul, which is also expanding across the country in a big way and is a much bigger player, its doing its bit. Mother Dairy says the idea is not just to enter new markets, but to do well in those markets which mean bigger market shares in the different product categories in whichever market it is present. The drivers will be value created through quality of the offerings as well as innovations in products. This will, of course, be backed by relevant marketing and promotion campaigns.Mother Dairy are bringing in mass Indian flavours which are building up in terms of absolute percentage of contribution. Their attempt is to make the taste experience in ice creams as familiar as possible so as to increase consumption. Take the case of curd. It started off very slow but today, Mother Dairy claims its growing at close to 60 per cent year-on-year in Delhi. Here again, the Indian flavour formula seems to have worked. While curd from an MNC player is probably based on international formulation, they formulated it to taste as close to home-made curd as possible. If the offering fits well with the Indian consumer, the resistance is lower and acceptance more. 4. Smart Marketing On the marketing front, Mother Dairy says its trying to take its product campaigns and communications to a higher platform. For instance, in the case of milk, the campaigns do not talk about the obvious benefits milk is good for health, it has calcium and so on but rather it targets children and are created around ideas such as The country needs you, grow faster. As far as products such as butter, cheese and ice creams go, the campaigns have been created around taste. For butter again, the focus is on children. Here, Mother Dairy has dared to go different. Since 60 per cent butter is consumed by kids, the company wants them to sit up and take notice of its butter. Makkhan Singh, a sturdy jovial cow (a cartoon character) has been made its brand ambassador. While Mother Dairy has been carrying out school programmes games and activities – involving Makkhan Singh in Delhi, it has plans to take such activities to Mumbai and Kolkata as well. It also runs a gaming website on the character to attract children. Its cheese for children again. A couple of months ago, Mother Dairy carried out a retail activity: Cheese khao superhero ban jao, where kids buying cheese at a retail outlet were invited for a photo op dressed as superheros through Polaroid cameras; and the framed photograph was presented to them. The activity was carried out in about 150 outlets in Delhi and Mumbai, with about 20,000-25,000 snaps being taken. Cheese was also something that helped the company bond better with its retailers. In November 2005, retailers in Delhi displayed banners proclaiming, Cheese ke saath bees ki cheez, a proposal that said if a consumer buys Mother Dairy cheese, the retailer can offer him anything worth Rs 20 from the shop which worked better than offering something free with the product, which the consumer didnt even needs. The exercise resulted in better ties with retailers. A positive response made Mother Dairy to repeat it in Kolkata as well. Clearly, Mother Dairy has aggressive plans. But, strong regional brands and other co-operatives will continue to give it tough competition. Perspective Strategies applied by Mother Dairy Mother Dairy maps the future of dairying in India, setting realistic goals for Strengthening Cooperative Business, Production Enhancement, Assuring Quality and Creating an Information and Development Research. The plan was realised with the successful completion of the Operation Flood Programme and has been developed by the State Milk Marketing Federations and the Milk Producers Cooperative Unions in consultation with the Dairy Board. The goals and strategies to meet them have been drawn by its actual implementers Federation and Unions and supported by NDDB. 1. Strategy for Strengthening Cooperative Business: Recruit, train and motivate increasing numbers of women to work for Mother Dairy to achieve significant improvements in dairy husbandry, as they primarily shoulder animal. husbandry related responsibilities in rural India. Consolidation and growth in milk and milk product marketing, promoting better equity for regional cooperative brands and developing qualified and skilled manpower. Education of producer members, opinion leaders and trained professionals to be expanded and strengthened. Empower local leaders, strengthen societies and equip their staff and members with the skills and information they need. Persuade the State and Central Governments to remove the shackles on cooperative laws so dairy can compete on equal terms with other forms of enterprise. 2. Strategy for Production Enhancement: Improve the production potential of indigenous breeds of cattle such as Sahiwal, Gir, Rathi and Kankrej and breeds of buffalo such as Murrah, Mehsana and Jaffarbadi through appropriate selection programme. Cross non-descript cattle with Holestein Friesian in areas with adequate feed and fodder and with Jersey in resource-poor areas. Increase the production and use of high quality feed appropriate to local conditions. Increase production and availability of green and ensiled fodder. Encourage unions, NGOs and cooperatives to put common property area under improved pasture and fodder tree. Expand first-aid coverage through village level societies Increase vaccination of animals against HS, BQ and FMD Develop Mastitis and Brucellosis control strategies 3. Strategy for Assuring Quality: Identify and address quality related problems at every stage from the producer at the village cooperative, to the dairy plant and the process of final delivery to the consumer. Facilitate improvement of hygiene, sanitation, food safety and operating efficiency in the dairy plants and sensitize dairy personnel to product quality aspects as per international standards. 4. Strategy for Creating an Information and Development Research Link large cooperatives, Unions, Federations and NDDB in a national network that collects, adds value and disseminates information Ensure availability of analytical information for Policy Planning and Decision Support Mother Dairy has different plans for its dairy business, which includes flavoured milk, lassi, curd, butter and cheese besides its toned milks. Each of these products has a regional stronghold, with a shelf life of 10 days. However, the company is looking at alternatives that would increase the shelf life and allow the products to be distributed in other parts of the country as well. In the ice cream segment, the company has been able to capture 15 per cent of the market, and hopes to increase it to 20 per cent by 2008. On MDILs marketing strategies while the company does a lot of innovative advertising and on field activities, it spends 3-4 per cent of the turnover on marketing. All categories were experiencing a growth of 30-40 per cent per annum, and that the turnover was growing at 15-17 per cent every year. Mother Dairy had clocked a turnover of Rs 1,800 crore in 2005-06 and was looking at clocking Rs 2,200 crore in 2006-07. Diversification Moves by Mother Diary After becoming a pan-India player recently, dairy chain Mother Dairy, a subsidiary of the National Diary Development Board, is now eyeing a turnover of one billion dollar in the next two years. Following expansion of their business in other cities and with the launch of new products, they are expecting to cross one billion dollar turnover by the end of FY 2009. The dairy chains topline has been growing at a rate of 22-25 per cent per annum and is expecting a turnover of Rs 2,700 crore this fiscal. Mother Dairy will be the second dairy chain in the country after Amul to cross the one billion turnover milestone, if it achieves the target. For over three decades, Mother Dairy restricted its presence mainly in the National Capital Region in the fresh milk and other milk products segment. This year it went for a market expansion across the country. They have a plan to capture all the top six markets in the milk and milk products segment in the country. It has recently entered the fresh milk market in Hyderabad and simultaneously made foray into curd, ice-cream and lassi segments in Mumbai market. Mother Dairy markets dairy products such as fresh liquid milk, ice-creams, and other milk products. It also markets Dhara range of edible oils and the Safal range of fresh fruits and vegetables and fruit juices. Mother Dairy are present by and large in most of the big categories; now it is more about foraying into niches and value-added versions in the same categories. For instance, they have been in the curd and ‘lassi’ categories for around five-six years, but they have now forayed into probiotic curd and ‘lassi’. Advertisement and Promotion by Mother Dairy On the marketing front, Mother Dairy says its trying to take its product campaigns and communications to a higher platform. For instance, in the case of milk, the campaigns do not talk about the obvious benefits milk is good for health, it has calcium and so on but rather it targets children and are created around ideas such as The country needs you, grow faster. As far as products such as butter, cheese and ice creams go, the campaigns have been created around taste. For butter again, the focus is on children. Amul butter may be selling the most, but the advertising and promotions are almost always targeted at adults, points out an analyst citing Amuls popular Utterly-Butterly campaigns. Here, Mother Dairy has dared to go different. Since 60 per cent butter is consumed by kids, the company wants them to sit up and take notice of its butter. Makkhan Singh, a sturdy jovial cow (a cartoon character) has been made its brand ambassador. While Mother Dairy has been carrying out school programmes games and activities – involving Makkhan Singh in Delhi, it has plans to take such activities to Mumbai and Kolkata as well. It also runs a gaming website on the character to attract children. Equity and empathy are being built for the brand, the values for which it stands, and the various other Mother Dairy products, which draw their core values from Mother Dairy milk. Its cheese for children again. A couple of months ago, Mother Dairy carried out a retail activity: Cheese khao superhero ban jao, where kids buying cheese at a retail outlet were invited for a photo op dressed as superheros through Polaroid cameras; and the framed photograph was presented to them. The activity was carried out in about 150 outlets in Delhi and Mumbai, with about 20,000-25,000 snaps being taken. It claims that the exercise resulted in better ties with retailers. A positive response made Mother Dairy to repeat it in Kolkota as well. Clearly, Mother Dairy has aggressive plans. But, strong regional brands and other co-operatives will continue to give it tough competition. It will not be a cakewalk anymore. Mother Dairy and Its Programme for Management of Change Mother Dairy looked at all its operations, strengths and weaknesses as well as opportunities available, and came to the conclusion that it had to become more customer centred (rather than merely being farmer or supplier centred). This required paying close attention to the customer needs and quality. Mother Dairy realized that it was not enough that Mother Dairy itself was wedded to these ideas; the entire supply chain had to conform. Hence it launched a â€Å"Total Quality Management† or TQM to ensure the high quality of the products from the starting point (the village farmer who supplied milk) right through the value chain until it reached the consumer. This meant the need for the involvement of farmers, transporters, factory personnel, wholesalers and retailers, each of whom had a role to play. What began as a TQM movement radually became a movement for management of change in the entire value chain. Mother Dairy’s Management of Change (MOC) initiative was launched in six areas: cleanliness of the dairy co-operative societies, planning and budgeting of the dairy cooperative society, artificial insemination service, quality testing and milk measurement by the dairy co-operatives, animal feeding and management practices and self leadership development. Analysis and the Result of The Case The strategy implied by Mother Dairy was that it wanted to increase its market share by providing the best quality to its consumers and building trust with the customers in the long run unlike other organization, there objective is not to maximize profit. Their strategy involves paying the best price to the farmers then making a large profit. Thus there objective is to give the best price to there suppliers. Few common strategies adopted by them is as follows: Common branding Focused approach Product differentiation Smart Marketing Product enhancement and assured quality etc Recently to increase its market share it has introduced several new products positioned against its competitors like amul. Some of the items are ice-cream, lassi, curd, mishti doi etc. The modus operandi includes providing the best quality and taste which is almost a substitute to the home made products. So the mother dairy is trying to get more familiar taste and come closer to the consumers directly. In case of the marketing of the mother dairy products as in the case example of marketing of cheese, in which they have targeted a age group. They are much targeted to a particular age group especially kids and a younger people who are in the growing age. End Notes Mother dairy plans to increase its market share with the introduction of new products and enhancing its market outside delhi to other places. Mother dairy has launched its ice-creams ,curd ,probiotic curd, sweet curd etc. to increase the market share. The advertisement strategies used by Mother dairy is also unique and better than its competitors. A specific age group is targeted and effort is made to sustain that age group of customers. Also profit is the least important motive of it but customer satisfaction is the main roots of their growth. . Bibliography 1. http://www.thehindubusinessline.com/2004/12/31/07hdline.htm 2. http://www.rediff.com/money/2006/jul/04spec1.htm 3. www.nddb.org 4. www.motherdairy.com 5. http://www.fnbnews.com/article/ articled=19121 6.http://www.icmrindia.org/casestudies/catalogue/Business%20strategy2/National%20Dairy%20Development%20Board-Dairy%20Cooperative%20Movement.htm 7. Empowerment Case Studies: National Dairy Development Board 8. www.indiadairy.com 9. Opportunities and Challenges in the Indian Dairy Industry – Dr. K. G. Karmakar and Dr. G. D. Banerjee

Saturday, January 18, 2020

Social structure

Introduction: Culture harmonizes people behavior and at the same time creates barriers between different groups. Donnan and Wilson (1999) have argued that borders of cultures and identities make up the least studied and understood phenomena of international borders and admit that borders are always descriptions since they are illogical constructions based on cultural convention. Similarly, most of the organizations meet the diverse consequences of culture in our modern globalizing world; the cooperation of individuals, groups, and organizations is a vital issue for any social entity and largely depends on their cultural background.Individualism is an attitude that emphasizes the importance of individual over the group identity and collectivism is the opposite tendency that emphasizes the importance of â€Å"we† identity over â€Å"I† identity (Hofstede, 1980). Individualism VS collectivism Just as Western businesses have intensified their efforts to learn from Asian org anizations, so too has there been a rise in research on cross-cultural differences between the two regions. Asian and Western cultures have been distinguished along a variety of characteristics (Cohen & Nisbett, 1994; Triandis, 1994).However, it is the dimension of individualism and collectivism that has received the most attention by psychologists specializing in cross-cultural research. Cultural values of individualism and collectivism differ in their relative emphasis on independence vs. interdependence with one’s group (Markus & Kitayama, 1991). In individualistic cultures, people are viewed as independent and possessing a unique pattern of traits that distinguish them from other people (Markus & Kitayama, 1994).In contrast to such independence and uniqueness, people in collectivistic cultures view the self as inherently interdependent with the group to which they belong. Therefore, whereas people in individualistic cultures often give global and abstract descriptions of themselves (e. g. , I am optimistic), people in collectivistic cultures might ask how they could possibly describe themselves in the absence of information about a particular situation (Bachnik, 1994).To someone from a collectivistic culture, a relatively abstract description of the person can appear artificial because it implies that he or she is the same regardless of context (Cousins, 1989). One of the most important consequences of these divergent views of the self is the degree of conformity that is observed in social settings. A meta-analysis of studies using Asch’s (1956) line judgment task suggested that Asians demonstrated a stronger tendency to conform than Americans (Bond & Smith, 1996). In fact, the very concept of conformity may have different connotations in different cultures.While conformity is often viewed negatively in an individualistic culture, uniqueness can be viewed as a form of deviance and conformity associated with harmony in a more collectivistic cu lture (Kim & Markus, 1999). Because the person’s identity is closely linked to his/her social group in collectivistic cultures, the primary goal of the person is not to maintain independence from others, but to promote the interests of the group (Davidson, Jaccard, Triandis, Morales, & Diaz-Guerrero, 1976). In contrast, most people in individualistic cultures assume that their identity is a direct consequence of their unique traits.Because the norms of individualistic cultures stress being â€Å"true† to one’s self and one’s unique set of needs and desires (Fiske, Kitayama, Markus, & Nisbett, 1998), the person may be encouraged to resist social pressure if it contradicts his/her own values and preferences. Thus, people in individualistic cultures can be expected to be consistent in their views and maintain them in the face of opposition, while people in collectivistic cultures might consider the failure to yield to others as rude and inconsiderate.In coll ectivistic cultures, self-esteem is not derived from characteristic behavior or from calling attention to one’s own unique abilities. There is greater emphasis on meeting a shared standard so as to maintain harmony in one’s relationship to the group (Wink, 1997). People in collectivistic cultures are therefore not motivated to stand out from their group by competitive acts of achievement or even making positive statements about themselves (Kitayama, Markus, & Lieberman, 1995). Instead, there is a tendency toward self improvement motivated by concern for the well being of the larger social group.Whereas members of individualistic cultures strive for special recognition by achieving beyond the norms of the group, collectivists are more motivated to understand the norms for achievement in the particular context so as to meet that standard (Azuma, 1994). Therefore, one might expect groups defined by collectivistic norms to be high in collaboration and achievement of collec tive goals, whereas groups with individualistic norms may have greater variability in performance among its individual members. High context to low context cultures: In today's business relations, it's a small world after all.As more companies turn towards global markets, professionals are finding themselves in foreign locales, wheeling and dealing like never before. However, the key to effective communication between countries is an understanding of each other's culture, especially a working knowledge of how each society conveys meaning. First used by author Edward Hall, the expressions â€Å"high context† and â€Å"low context† are labels denoting inherent cultural differences between societies. High-context and Low-context communication refers to how much speakers rely on things other than words to convey meaning.Hall states that in communication, individuals face many more sensory cues than they are able to fully process. In each culture, members have been supplied with specific â€Å"filters† that allow them to focus only on what society has deemed important. In general, cultures that favour low-context communication will pay more attention to the literal meanings of words than to the context surrounding them. It is important to remember that every individual uses both high-context and low-context communication; it is not simply a matter of choosing one over the other.Often, the types of relationships we have with others and our circumstances will state the extent to which we rely more on literal or implied meanings. Novelist Amy Tan describes the differences in cultural communication this way: â€Å"An American business executive may say, ‘Let's make a deal,' and the Chinese manager may reply, ‘Is your son interested in learning about your widget business? ‘ Each to his or her own purpose, each with his or her own linguistic path. † When individuals from high-context and low-context cultures collaborate, ther e are often difficulties that occur during the exchange of information.These problems can be separated into differences concerning â€Å"direction†, â€Å"quantity† and â€Å"quality. † For example, employees from high-context cultures like China and France share very specific and extensive information with their â€Å"in-group members† (good friends, families, close co-workers, etc). In comparison, low-context cultures like the United States and Germany prefer to limit communication to smaller, more select groups of people, sharing only that information which is necessary. High-Context CommunicationHall states â€Å"Most of the information is either in the physical context or initialized in the person. † ? Knowledge is situational, relational ? Less is verbally explicit or written or formally expressed ? More internalized understandings of what is communicated (ex: â€Å"in-jokes†) ? Often used in long term, well-established relationships   Decisions and activities focus around personal face-to-face communication, ? often around a central, authoritative figure ? Strong awareness of who is accepted/belongs vs. â€Å"outsiders† Association  Relationships depend on trust, build up slowly, and are stable. ? How things get done depends on relationships with people and attention to group process. ? One's identity is rooted in groups (family, culture, work). Interaction ? High use of nonverbal elements; voice tone, facial expression, gestures, and ? Eye movement carry significant parts of conversation. ? Verbal message is indirect; one talks around the point and embellishes it. ? Communication is seen as an art form-a way of engaging someone. ? Disagreement is personalized.One is sensitive to conflict expressed in another's nonverbal communication. Conflict either must be solved before work can progress or must be avoided. Learning ? Multiple sources of information are used. Thinking is deductive, proceeds from ge neral to specific. ? Learning occurs by first observing others as they model or demonstrate and then practicing. ? Groups are preferred for learning and problem solving. ? Accuracy is valued. How well something is learned is important. High context cultures are more common in the eastern nations than in western, and in countries with low racial diversity.Cultures where the group is valued over the individual promote group reliance. High context cultures have a strong sense of tradition and history, and change little over time, such as tribal and native societies. For instance, the French assume that the listener knows everything. Therefore, they may think that Americans think they are stupid because Americans will habitually explain everything to their counterparts. Former president Jimmy Carter understood the importance of high-context communication with his colleagues from Israel and Egypt during the peace talks at Camp David.When Prime Minister Begin was about to leave the unsati sfactory negotiations, Carter presented him with pictures of the three heads of state, with the names of each of Begins grandchildren written on the photographs. The prime minister repeated the names of his grandchildren out loud as he looked at the pictures, reflecting on the importance of the peace negotiations to his grandchildren's futures. Carter recognized that a high-context reference to future generations would induce the prime minister to return to the negotiations. Low Context CommunicationHall states â€Å"The mass of information is vested in the explicit code (message). † ? Rule oriented ? More knowledge is public, external, and accessible. ? Shorter duration of communications ? Knowledge is transferable ? Task-centred. Decisions and activities focus around what needs to be done and the division of responsibilities. Association ? Relationships begin and end quickly. Many people can be inside one's circle; circle's boundary is not clear. ? Things get done by follow ing procedures and paying attention to the goal. ? One's identity is rooted in oneself and one's accomplishments.Social structure is decentralized; responsibility goes further down (is not concentrated at the top). Interaction ? Message is carried more by words than by nonverbal means. ? Verbal message is direct; one spells things out exactly. ? Communication is seen as a way of exchanging information, ideas, and opinions. ? Disagreement is depersonalized. One withdraws from conflict with another and gets on with the task. Focus is on rational solutions, not personal ones. Learning ? One source of information is used to develop knowledge. ? Thinking is inductive, proceeds from specific to general.Focus is on detail. ? Learning occurs by following explicit directions and explanations of others. ? An individual orientation is preferred for learning and problem solving. ? Speed is valued. How efficiently something is learned is important. An individual from a high context culture has t o adapt, and/or be accommodated when shifting to a low context culture. High context cultures expect small close-knit groups, where professional and personal life is interrelated. Therefore, a high context individual is more likely to ask questions than attempt to work out a solution independently.References Brockner, J. (2003). Unpacking country effects: On the need to operationalize the psychological determinants of cross-national differences. Research in organizational behavior, (P 333–367). Flynn, F, & Chatman, J. (2001). Strong cultures and innovation: Oxymoron or opportunity? In S. Cartwright (Ed. ), International handbook of organizational culture and climate. Wink, P. (1997). Beyond ethnic differences: Contextualizing the influence of ethnicity on individualism and collectivism. Journal of Social Issues, (P 329–349).